Mobile First 

Branchless Banking

  • AfricaPLC Virtual Bank Platform - Mobile First Branchless Banking Module
  • A Complete Mobile First Branchless Banking platform.
  • Any Small Merchant anywhere with a featured phone (SMS) or smart phone (SMS, Mobile App and QR Codes) regardless of handset carrier becomes a Teller: Accepts Deposits, Executes Withdrawals, Takes Electronic Payment for good or services rendered.
  • Merchants will be offered one or many bank accounts.
  • The platform automatically manages the Merchants onboarding, management and payments settlements.
  • Any Customer anywhere with a featured phone (SMS) or smart phone (SMS, Mobile App and QR Codes) regardless of telecom seamlessly subscribes to one or many mobile wallet accounts.
  • A customer can make deposits, withdrawals and electronic payments at any participating Small Merchant location.
  • A customer can also make Bill Payments, Mobile Top Ups, Person-To-Person payments.
  • Ability to offer both Merchants and Customers Credit Cards.
  • Ability to offer both Merchants and Customers Lending products including Micro-Lending, Factoring and Credit Lines.
  • Ability to offer both Merchants and Customers Insurance Products.
  • Multi-Market, Highly Localized, Multi Language, Multi Currency.

FinTech Division Demo Videos